It's wise to say that you can't do something when you know that if you say yes to doing it then it will affect your effectiveness on both those activities or things that you must complete since you just said yes to something that wasn't a part of your regular routine.
Learning to say "No" is most important in everyday life. Unfortunately, this is not a topic taught to us in school or college. As a result, Billions of hours are wasted each year because of people who can't say "No". It's imperative that you make a list of things that are most important things for you to do each week of your life.
Then make sure that the maximum time possible goes towards fulfillment of those important things on your list. If you let anything different come into the picture by saying yes, then you risk performing poorly on something important as well as doing poorly at the new thing that you just said yes to.
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